People With Insider Information Reveal 42 Things Ultra Rich Individuals Can Afford To Do

When you show up to your vacation house, and the fridge has been stocked for you, the internet connections have been set up, and your outdoor furniture has been arranged. These people can walk off a private jet with zero luggage. Their vehicles have been topped off, house plants have been maintained, yearly passes are maintained, linens have been replaced, empty houses cleaned weekly. It's nuts.

Get a whole apartment for their dog.

I used to work in a resort environment that served a lot of wealthy elites, and you had women who haven't washed their own hair in years. Literally, years. They go to the spa and have standing appointments every 3-4 days to have their hair washed and blown out.

I know a retired guy who used to own a custom plane design company. His company’s main consumers were middle eastern billionaires. He said when they travel, they travel with organ donor employees. It’s exactly what you think it means. The “employee” is their blood type, size of organs have been measured to be a good match. Their salaries are very well and if they actually have to donate a vital organ (say in the event of a wreck, cancer, etc etc) the employees families are paid the salary for life. This is not folklore. This is a real thing.

Buy a £100M apocalypse bunker.

Some families have a thing called a "family office". These are companies set up to handle everything a family needs, like investment advisors, concierge services, wealth management, and so on.

My extended family has a main family office abroad that co-ordinates satellite family offices in countries where we have relations. The office that works for my immediate family has a small staff of one investment advisor, an in-house lawyer, two (I think) accountants, two PAs for my parents, and two - maybe three - concierges who likely work rotating shifts since they're available 24/7.

The service I use most is the concierge for things like booking reservations, buying tickets, and scheduling deliveries. The woman who usually manages the day shift is the most organised and efficient person I've ever met.

Former wealth management banker. I've seen rich foreign nationals look at a model of Manhattan and just choose a place to buy based on proximity to whatever attraction they like to visit. Then they gift it to their kids who come to study in the US for university, the kids manage/live in the asset instead of dorms, this sometimes also expedites the residency paperwork and viola, everyone wins. Except the locals who dreamt of affording real estate.

The superyacht industry is fun. They are really the ultra rich castles of modernity.

- the annual maintenance and fuel costs can far exceed the gross salaries of fortune 100 CEO's and sporting celebrities people think of as 'rich'.

- these yachts can employee dozens to hundreds of people. These aren't employees in a company producing economic value. These are just people to have on hand to make your life slightly better / more comfortable. (Bezos has 40 crew on his yacht but would have 2-3 times this on the payroll to factor in people on their off swing and support staff).

- some oligarchs have multiple yachts they helicopter between so no one really knows where they are at a given time.

- if they can't fit all their toys on their main superyacht, it's very normal to get a shadow superyacht to carry extra toys, normally at a cost of many, many millions to buy and operate. The owners may never bother setting foot on this.

- the tenders (small boat which takes people too and from the big boat) can cost many millions of dollars. It's normal to have a few of these.

- usage of these things varies from constantly cruising the world / hiding from one's enemies through to maybe a couple of weeks in summer. Not to many people can fathom a $100m vacation home that costs $50k a week to maintain that you may or may not bother visiting this year.

Having a personal chef. Many regular people may have a weekly cleaner or something like that, but a personal chef is something normal people couldn't dream of. Imagine having restaurant quality food prepared and cleaned away for you daily.

Private health care. In the UK at least private heath care is obviously a different league to the NHS, which most people will access and be familiar with. The idea of getting seen very quickly is sadly alien to a lot of people.

A lot of rich people are asset rich, so it's not necessarily showy or extravagant. I think there must be a great deal of comfort that no matter what happens you have a huge safety net.

The joys of compound interest. Being able to have a passive income from savings and investments. They always say the first 100k is the hardest. Once you have that things only get easier from a savings perspective because it just starts generating it's own wealth.

If we're talking crazy money then a private jet or helicopter would be life changing and hard to imagine. Hi honey, I'm just flying off to the carribean, want to come?

The world just isn't that big for them. It's just like a playground where there is different themes around. The European themed side, the Asian themed side, etc.

They just move around doing what they want everywhere without worrying about the cost of It.

People forget we live how and where we do because of work and money limitations. The world could not afford the whole population living that way.

Have Rihanna, Beyonce and Justin Bieber sing at your weddings.

Imagine leaving your home, driving 10 min to a small airport. You hop out of the car and into your private jet. Within 6 min it is airborne and you fly halfway across the country to go watch a superbowl game, then afterwords, you drive back to the jet and head home.

This sort of travel is so far out of the reach of 99.9 percent of the population you cant even realize it.

The cheapest jet you could possibly imagine will cost 500k just to purchase. After that you can expect 2500 a month for hangar, 30k a year for insurance, 20k a year for your OWN training if you fly it yourself (if you hire a pilot, probably 150k a year salary + the 20k annual Training cost) and this is all before you actually fly it... and Low end total hourly cost would be 1500-2k an hour and any jet you could get for THIS CHEAP will not be very fast, maybe 400mph (vs 600mph for some of the fastest) So on operating cost alone you are talking ~4-5 bucks per mile.

Remember, this is for the CHEAPEST Jet... and the prices from their go up almost exponentially.

Submarine excursion to go see the titanic remains.

Pursue their dreams. Think of the successful actors, musicians, artists, entrepreneurs, academics, olympic athletes that you know. What do these fields have in common?

1. A ridiculous amount of time required to master the skill, time which cannot be spent ‘making ends meet’.

2. High level (expensive) coaches, mentors, equipment, and resources.

3. A high possibility of failure. For every Taylor Swift, there are 100,000 musicians languishing in obscurity and will never break out. It is much easier to put everything into pursue your dreams if the consequences of failure are not severe.

So that is what the super wealthy do that the average person doesn’t. They dream.

I had a friend who worked for a wealthy guy about ten years ago. He was officially a "personal assistant" but his real job was to find women for his boss to sleep with. He said his boss had a different girl for every day of the week. They were all... curated...for lack of a better term. Background checks to make sure they were 18 or up, std tests, everything. All "sugar" relationships that he supposedly spent between $10-20K on each, per month. The guy was in his 40s and most of the women were around college age.

Realistic answer:

Stay busy constantly.

I'm in aviation, and know of many, "own my own 767" type individuals. They never stop. There's always some business trip, a vacation that's secretly a business trip, or if not, managing their money becomes a more than full time job.

The world isn't stagnant, and it's rare you can stay at the top and stand still.

Live in New York and visit Italy because you want authentic Italian.. then be home the same day.

My friend once hung out with an ultra-wealthy friend.

They invited her to go diving over the weekend, so by Thursday they had a driver pick her up after work to go get a full set of diving gear, by Saturday a driver picked her up to drive her to the airport for their private jet, spent the weekend at a private resort, then by Sunday night flew back home.

When i saw the documentary about Michael Schuhmacher and they Said Michael asked US what are we gonna do this afternoon, go parachuting ind Dubai or go skiing in the alps


Apart from skiing beeing the wrong decision that day, the freedom to just anywhere anytime.

Having separate sets of clothing in each house so they don't have to take more than carry on luggage when travelling.