People With Insider Information Reveal 42 Things Ultra Rich Individuals Can Afford To Do

Traveling the world yearly to stay in your preferred seasonal temperature.

Buy a mansion. Rip it down and build a new mansion with a slightly different layout


I'm in $10m+ homes all the time. The carriage house or groundskeepers house are nicer than mine .

Never wash clothes. Not only do you not have to wash your clothes because someone else can do it for you, you never have to wear the same clothing twice. Just get a new shirt every day. You don't go to the store, you have a body double (a person with the same type of body and size as yourself) go and shop for you. The clothes are put into your wardrobe by them.

Never shop grocery's. Someone restocks your fridge daily. You basically have a fully stocked shop in your gigantic kitchen. But you're nit gonna cook anyway since you have a professional chef on duty 24/7.

Never clean. Never fix anything on the house or car etc. You never need to do any chores ever. Other people do it for you. They can even raise your kids for you.

Wake up richer. (interest on a principle... compounding... not just a couple of dollars but instead think a salary's worth of added interest)

the act of sleeping/just exisiting & waiting is a net positive for the ultrarich.

time is quite literally on their side.

Some ultra rich people will buy a house for the children to live in whilst studying at university then sell the house when the child finishes university and the appreciation on the house will be used to pay the debt of the university.

Never worry about money.

I know it sounds obvious, but I find that *everything* in my life hinges around the question of "Can I afford it?"

Socialising, renting (or buying, if you're lucky) a house, paying the bills, going on holiday, having a kid, etc. The first question, every time, "how do I afford to do this?"

Not having that constantly nagging at you must be the most amazing feeling.

I had the (dis)pleasure of working with royalty once.

One standout was how he had employed a coffee guy, who's job was just to be driven to a nearby Cafe and come back to hand over a cup of coffee in the morning.

That's it. Nothing else, the coffee guy would just laze around the mansion for the rest of the day until the next morning again. I really wonder how much he got paid for that.

I think it’s important to differentiate millionaire earners like plastic surgeons from true ultra wealthy 0.01% billionaires.

Seems like a differentiator for the ultra wealthy is Access. If Beyoncé is coming it town, ultra wealthy people don’t go thru Ticketmaster, they have someone call the owner of the venue or Beyoncé’s manager directly and get tickets.

Pothole in the road near your house? Don’t need to complain to your county rep, they have someone call the mayor/governor’s office directly.

Only spend the interest of their money. The ultra wealthy aren’t spending core money, just the money they make off of that core money.

The biggest flex I've ever seen was a hedge fund guy who, whenever he was going on a business trip, would have an assistant book and take the exact same trip a week early. The assistant would figure out all of the fiddly bits (where the taxis were, how to get to the hotel, how to check in, etc.), take a bunch of pictures, and if there were any issues, there was enough time to fix them or figure out workarounds. Then the assistant would make a long document with all of the guides and photos explaining exactly where to go and what to expect.

Basically, he used his wealth to guarantee that he never had problems traveling and always knew how to get where he was going. I wouldn't want a mansion or a sportscar, but if I were a billionaire, I'd definitely have somebody smoothing out all the kinks in my travel plans.

A crew on a super yacht lived on the boat. The owner often wouldn’t give notice before showing up, but would demand fresh lobster every morning if he did, so the crew prepared fresh lobster every day of the year in case he happened to show up.

I've worked at a private ski resort for the ultra wealthy. Some clients have upwards of thirty houses. The concept of "this is my home. " is actually strange to them. They have so many houses in so many places that they dont spend enough time there to develop the same attachment. They are at their house in big sky for a month in the winter. The house is empty for the rest of the year. The soul breaking moment when I found out member services occasionally sends reminder letters to members that haven't been at the resort for a year or so. To remind them of owning a house at a private ski resort.

Reserve a whole resort, beach and sea for themselves and their friends.

I was the right hand to a Bay Area billionaire for a few years.

A few things:
* The head designer/jeweler of LVMH was staying at his $70 million house. He was there to show him his latest custom jewelry pieces. Many of the pieces he designed for his wife were on loan to the Louvre.
* He had a special boat to cut through the bay to reach the Oracle Arena for his courtside Warriors season ticket seats, avoiding the traffic.
* His personal chef had worked at two three-Michelin-star restaurants before he hired her.
* His butler would hide behind a wall, visible only to him throughout the dinner, to attend to his every need immediately without a word.
* He never wore belts because his clothes had no belt loops, as they were all perfectly tailored to him.
* To escape the city on weekends, he bought a 40-acre vineyard in the heart of Napa, California.
* Most of his wine was $1,000 to $3,000 a bottle, and a lot would be left in the glass. We had plenty of liquor ranging from $20,000 to $40,000 a bottle. Some crazy stuff.
* He owned five houses in California, totaling over $250 million, and when he moved to Miami, he bought two houses, each for around $50 million. The art, the details, the furniture were insane. I recall a room covered in leather with ivory inlays, crafted by descendants of those who worked on the Palace of Versailles. The bar resembled a swanky New York bar, and the entire room was hand-carved in Morocco before being reassembled in the US.

I could go on and on with countless other examples, and to be honest, he wasn’t even that happy.

I met a couple who both worked on private yachts for a very rich client. Different boats. The lady was the head of housekeeping on one of the primary yachts that the client owned. The man was the captain on one of the SUPPORT YACHTS! They have yachts FOR THEIR YACHTS! The support yacht scouts out locations for the main yacht, delivers jet skis, helicopters, food, staff, fuel etc. Similarly, after the main yacht has left a location, the support yacht comes to clean up. The single client owns multiple yachts in multiple seas around the world, which are fully staffed 365 days a year, each with a double compliment of staff so that every worker gets six months paid vacation.

Breaking rules/the law without even thinking because they just get fined. Or worse: buy themselves out of harder criminal offences.

My mom used to work as a housekeeper for an older, very wealthy lady in Manhattan. We're talking new worth $150 mil.

1. Her cat had a custom-made crystal bowl with Swarovski crystals that cost over $4K.

2. Her cat would have its food prepped by a chef. No store bought food.

3. She had her bedsheets laundered every week and replaced every 4 weeks with new. Those were some pricy high-end sheets, too. She made sure the old ones were destroyed/torn up so that none of the servants/housekeepers would take them.

4. Even though everything she needed was within a 5 minute walk (she wasn't bedridden and in good enough physical shape to move about freely), she was chauffeured everywhere. In a Rolls Royce.

5. Went out of the country on trips 4 - 6 times per year. Mostly Europe, for 2 weeks at a time.

6. She had private homes in upstate NY, Florida, California, Arizona, Florence (Italy), and Sao Paulo (Brazil). Think there was another one in San Pedro (Spain) or somewhere in that area.

7. She had around a few million dollars worth of jewelry. Necklaces and brooches. She never wore earrings.

8. Pretty much all her clothing was custom-made.

Fly from one country to another just to get a certain food or beverage...

Have a tab at the airport for jet fuel.

In México, membership to the most expensive golf club costs three million dollars per half a year. And on top of that, the committee has to approve your request if they like you and you have the status. I swear, rich people live on another PLANET.