#1

I was able to file a consumer proposal, which caused the lawsuit to be withdrawn. For five years, I paid back an agreed amount every month. I successfully completed the consumer proposal and all debts were discharged.
The only credit card I have has a $50 credit limit, I use it to pay for parking on machines that don't accept debit, etc. I can't dig myself into another hole with such a small limit.
I don't have any overdrafts on my bank accounts because I don't want to be tempted to use them. I am determined to do better.
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#3

As sad as these stories can be, people are often more likely to regret the things they didn't do than the things they have done.
According to a survey of 2,000 U.S. adults split evenly by generation, between not speaking up (40%), not visiting family or friends enough (36%), and not pursuing their dreams (35%), those missed opportunities add up.
Throughout their life, Americans average three missed chances to take a once-in-a-lifetime trip, four lost opportunities to ask their crush out and six instances of not having the perfect comeback in an important argument.
#4

To this day I have no idea what she was thinking doing that, how she thought she wouldn't get caught. Pretty open and shut case. Got nailed with felony embezzlement and a litany of other charges. She was 19 and in college.
Ended up getting kicked out of college and went to prison for a bit. No idea what happened to her after that (it was a while ago, I assume she's out now) but darn was that stupid. Torched her entire life and career in a few minutes.
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#6

The front-of-store day supervisor, who'd worked there for a decade, got caught stealing over $100k from the various cash registers. All the cashiers used to have to count their float to make sure it balanced at the end of their shift, and then she'd recount it to make sure they were correct. What she used to do was palm small bills so the tills were slightly out, but it didn't get noticed.
If the cashier particularly annoyed her, she'd take larger notes until the cashier got fired. They were all teenagers so it just got put down to them making mistakes when giving change.
The reason she got caught was she got into a long running fight with the front-of-store night supervisor and tried to pinch part of their float to get her accused of stealing and fired. The problem was the night supervisor suspected this was happening and kept meticulous records and clued in the store owner who later caught the day supervisor with cash in her locker.
To make things worse, it turned out that the store manager not only knew about all this, but was having an affair with the day supervisor.
They both got fired and divorced, the day supervisor got charged and I think she got some jail time.
The top actions Americans regret doing include spending money or purchasing something (49%), fighting with friends or family (43%), and making an unnecessary comment (36%).
Over the years, Americans also regret an average of five angry text messages and two break-ups.
In fact, nearly one-third (32%) of baby boomers have a regret that spans three decades and still crosses their minds an average of three times per month
Only 11% don’t have regrets. So maybe it’s not about messing up, but how you mop it up that matters.
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#9

Ruined my social life, diminished any opportunities I had, completely broke my sense of self and it felt like waking up from a coma ever since I started recovery. Idk what it didn’t take away from me, it took everything away except my life but sometimes that feels more pathetic than claiming I survived. 4 years into recovery while my mind is clearer and better than it’s ever been, wasting my youth to an illness is something I’m still mourning for and experiencing the consequences of to this day.
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#14

It was an arcade. The city he built it in didn't allow arcades. He dug in his heels and decided to fight "the man."
Lost the building, his investment, his house to creditors, and last I heard had to move in with his girlfriend and her mom. Hope he bounced back, buuut I doubt it.
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#19

I worked with a guy in retail who used to be a med tech taking care of patients in long-term comas. He wound up quitting that job because of an incident that messed him up so bad mentally that he couldn’t return to work. He was assigned to a 21 year old patient with massive head trauma who wasn’t expected to wake up anytime soon, if ever. What had happened was that the guy was chatting with a girl he met online who told him she was twenty. The first time they met in person he immediately realized that she was much younger, and immediately broken things off when she confessed to really being sixteen. Except Miss Sixteen took rejection… badly, and paid a friend of hers a hundred bucks to beat Mr. Twenty One senseless with a baseball bat. They got caught very quickly, and both were handed fairly hefty sentences. ( This was before the recent trend of ultra-leniency for minors.)
Three young lives, utterly destroyed in a matter of minutes, because one guy did the right thing.
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