32 Things In Our Daily Lives That Many People Don't Realize Are Scams

All of insurance as it is currently sold.

Example: I have full coverage car insurance. I pay $X/month to have that coverage.

Then I use it. Then they charge more.

Which means that my rate before my accident wasn't really the price of coverage; the new, higher rate is. I was paying a subscription fee to have coverage at a higher rate once I needed it.

Same for health insurance. I have to pay a deductible, meaning, I am not covered until I've paid it. "You are covered, but actually not until you've paid out of pocket a certain amount. Also, we will only cover a certain percentage of costs." Which means I'm actually not covered entirely. It's not actually insurance.

Here's how insurance is supposed to work: I pay you $X/month and you pool that money with everyone else paying that to you. When I have a problem you have the pooled resources to cover it for me. I'm still paying more over time probably than the cost of that event, but you're there to take on that cost for me for the price of my premiums. That's not what's happening anymore.

I'm probably going to be blasted for it, but the wedding industry seems to be scamming people for love.

You don't need a $35,000 party to marry someone, just get a priest and some friends for like $3k and save that money for your relationship.

Weddings used to be paid by parents or grandparents of the couple, but times have changed and more people are paying out of their own pocket for a celebration that doesn't really need to be extravagant.

Unpaid internships.

If you look at the actual laws, internships are supposed to be primarily focused on education. If the intern is doing work that is providing value to the company, they are supposed to be paid.

It's just never enforced.

Buying T-shirts with the company's logo on them.

You pay them a ridiculous price to advertise them.

I’m not a nutritionist but having comfort food be cheaper than fruits and vegetables is just plain wrong.

Tipping.
It's a scam restaurant owners use to keep wages low and profits in their pockets.

College in America, it's absolutely absurd that they can hold your transcripts hostage, charge 600 dollars a year for a 'parking pass' require that the first year be spent on campus, rotate out a 500 dollars text book every single semester (that was written by your professor), and basically can find any other way to outrageously over charge students while promoting predatory lending and saying they're "not for profit".

Cable TV. Either provide it for free, or remove the incessant advertisements. Not okay with the double charge.

Engagement rings (specifically diamond ones). Ridiculously expensive pieces of crystallized carbon that are intrinsically worthless.

Any seminar entitled "Secrets to Building Your Wealth" or something in a similar vein. The only secret is that you attending is building some other person's wealth.

Popcorn prices at the cinema

Inkjet printer cartridges.

My printer cost a bit less than the replacement cartidges and it came with ink when I bought it.

It would be more cost effective if I bought a new printer every time the ink runs out.

When a company asks at the register, “Will you round up to the dollar for xyz charity?”

You think you’re being honorable but these companies are just taking your money and representing that THEY are the ones giving it for a tax break. It’s a total scam. If those companies want a tax break they can donate. Screw off. I donate on my own and in my own way.

Bridal showers. I'm already getting you a wedding gift, but i need to get you something else too, essentially in celebration of the same event? And people who expect gifts at Their engagement parties are really milking it.

Buying college textbooks.

Apartments charging pet fees but not children fees.

Psychics.

How do these people live with themselves when they are taking advantage of people in their time of mourning/loss?

It's cheaper to go a therapist

Hotels charging for WiFi. Also flights.

You’re telling me I can get free WiFi from libraries, coffee shops, the dentist, and the bus. But I can’t get WiFi included with this $189/night room? If I spend more than $2 i want free WiFi

Organic produce.

I grew up on an orchard, so I know that it’s actually pretty easy to follow organic standards. Contrary to popular belief, organic does not mean no sprays, it just means that the sprays you used were on a very long list of approved sprays. (In the US anyway. I can’t speak for other countries)

And then actually being able to use the term organic requires a very expensive certification process.

So all that organic means is that big companies can charge higher prices for their produce.

Priority boarding for airlines. Personally if I paid extra I would want to be the last person on the plane. I sit down, we go. I wouldnt pay extra to make my plane time longer by 30 mins just to have 100 people bump into me as they board.