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41 Americans Share The Loopholes They Found So Others Could Use Them Too
CuriositiesSEP 26, 2025

41 Americans Share The Loopholes They Found So Others Could Use Them Too

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When it comes to saving money, most of us think of the usual suspects—discounts, sales, coupons, and maybe the occasional rewards program. But every now and then, people stumble across even better: a loophole
The interesting part? These loopholes aren’t shady or illegal; they’re just clever little workarounds that people have figured out and happily shared with the world. From getting your paycheck to clear a little faster, to scoring extra perks at McDonald’s, Reddit is full of stories that prove sometimes the smallest hacks can make the biggest difference.
So if you’ve ever wondered what loopholes every American should know about, you’re in for a treat. Some are smart, some are questionable, and others will make you wonder how you never thought of them yourself.

#1

41 Americans Share The Loopholes They Found So Others Could Use Them Too
If you don't have a discount card for a grocery store, and they accept telephone numbers, entering the local area code followed by 867-5309 always works. You can bet that someone out there signed up for a card and didn't want to give their actual telephone number. We can thank Tommy Tutone for giving us all a go to fake number.
34points

#2

41 Americans Share The Loopholes They Found So Others Could Use Them Too
If you ever find yourself in Hyannis, Massachusetts, tours of the Cape Cod Potato Chip Factory are totally free and you get several free mini bags of chips after each tour.
30points

#3

41 Americans Share The Loopholes They Found So Others Could Use Them Too
If you feel like checking out the views at Las Vegas' Stratosphere, go to the bar at the top. You can pay $35 or $40 for two people to ride the elevator to the observation deck--or you can ride to the bar for free and spend that on overpriced booze instead!

hitandrunjim:

This also applies at the Hancock building in Chicago.
29points

Loopholes have always fascinated people because they let you get around the rules without technically breaking them. The whole point of a loophole is that it helps someone avoid the intended purpose of a rule while still complying with it. Clever, right?

But here’s the thing: using loopholes in everyday life can be tricky, especially if you’re not sure about the legal or ethical side of things. That said, loopholes aren’t the only clever shortcuts out there. Sometimes, the best “workarounds” come from everyday hacks that save you time, effort, and stress.

#4

41 Americans Share The Loopholes They Found So Others Could Use Them Too
University in Europe is almost free if you compare it to American education, even for foreigners. You need to prove you have money to live (in Germany it's something around 700 Euro, so 1000 USD), and you get a permit to stay in the country to pursue a degree...
25points

#5

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Many private colleges offer family members of employees a tuition free education at the university they work at. I'm an electrician and several of my co-workers have taken up jobs as maintenance electricians just to put their kids thru school.
22points

#6

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Sprint gives you a discount on your monthly phone bill if you say you're a friend/relative of an employee. All you do is enter the CEO's email address online when you sign up, since it's listed on their website.
21points

Just like loopholes, cleaning tricks can make life so much easier. To learn a few smart hacks, we spoke with Violet Gor, a professional cleaner from Munich who has worked in both hospitality and private cleaning services.

Violet has seen it all when it comes to messes, and she swears by one simple rule: patience. “My biggest tip is to let the liquids sit for at least 10 minutes,” she explained. “Whether it’s on windows, tables, or tiles, the liquid cleaner needs a few minutes to work. Only then will the chemical really do its magic.”

#7

41 Americans Share The Loopholes They Found So Others Could Use Them Too
For every family or single person making $30k or less per year, the IRS will file your taxes for you for free. If you go to a local branch during their specified hours, they will have their own agent look through your stuff and find basically everything you're qualified to receive.

This is great for college students and anyone else who may need to catch up or has never done their taxes before. When I was able to do this, the IRS people were super friendly and worked tirelessly to get me everything they could think of. I also didn't see many other people there, so I guess they were glad to be doing something.

*edit: didn't expect this to be at the top, but I wanted to clarify something: You will sit down with an actual IRS agent who will look through your stuff and ask you questions to try to find everything you qualify for. There are free alternatives online and from local sources (my alma mater offered this from the business college), but IMO nothing beats having an actual IRS agent--the same guys who come to audit you--filing your taxes for you.*.
18points

#8

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Extra cheese is free on cheeseburgers at Five Guys.

Sonicmantis:

So is extra bacon. Source: I used to be a 5 guys guy.
17points

#9

41 Americans Share The Loopholes They Found So Others Could Use Them Too
I can't say I know anyone who's done this, but here's a classic that's stuck with me since reading "Steal This Book".

Every year the National Park Service gives away surplus elks in order to keep the herds under its jurisdiction from outgrowing the amount of available land for grazing. Write to: Superintendent, Yellowstone National Park, Yellowstone, Wyoming 83020. You must be prepared to pay the freight charges for shipping the animal and guarantee that you can provide enough grazing land to keep the big fellow happy.
17points

And when it comes to those annoying little corners and tight spaces that are impossible to reach? Violet says your toothbrush is your best friend. “Honestly, an old toothbrush works wonders.

It gets into the grooves, between tiles, and around edges where bigger brushes or cloths just can’t reach.” It’s a budget-friendly, no-fuss tool you probably already have at home, and it can save you so much frustration when trying to clean those stubborn nooks and crannies.

#10

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Call up any given subscription service and say you want to cancel because you're switching to their competitor, chances are they'll throw in some small discount or upgraded features if you stay with them. If not just say you changed your mind, no harm done.
16points

#11

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Military on leave can use their leave form in place of a fishing license in their state of residence. Good for going to premium waters without worrying about paperwork.
14points

#12

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Buy a season pass to Six flags, also buy the all you can lunch/dinner pass go every day. For 250 bucks you have two meals a day for 3 months plus rides. Yeah it would get old after awhile but it beats starving.
14points

Another one of Violet’s go-to hacks is using microfiber cloths or electrostatic dusters. According to her, they’re the real MVPs for capturing dust effectively. “The trick is to start dusting from the top of the room and work your way down,” she added. That way, you’re not just moving the dust around, you’re actually removing it. It’s a small change in how you clean, but it makes the whole process faster and more efficient.

#13

If you employer offers a 401k plan, use it!
If your tax rate is 25%, then every dollar you put into the 401k is like getting an instantaneous 33% return.

Just make sure you have enough cash flow to live the life you normally like to live, save up a 6 month cash buffer, and then save the excess cash flow in your 401k.
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14points

#14

41 Americans Share The Loopholes They Found So Others Could Use Them Too
If you have student loans and are having trouble paying them back, apply for income based repayments. You'll wind up paying (most likely, but it could go up to 10%) around 5% of your income to your loans. After 20 years, no matter how much is left on the balance, the loan is forgiven.

Anon:

I have some friends who have found that it will cost them less to stay in school forever instead of paying their loans.
13points

#15

You can ask for Big Mac sauce on anything at McDonald's.

Anything.
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13points

Then there’s steam cleaning, which Violet swears isn’t just for carpets. “Steam is such a powerful tool,” she explained. “You can use it to sanitize bathrooms, freshen upholstery, and even tackle tough spots that regular cleaners struggle with.” It’s eco-friendly, chemical-free, and can make a huge difference when you’re trying to deep-clean without a ton of scrubbing.

#16

41 Americans Share The Loopholes They Found So Others Could Use Them Too
Not technically a loophole but if you add items to your cart on most big (and smart) ecommerce sites then leave, you will get an email soon for a discount. This also works with ads on other sites. This is why I don't use Adblock.

Especially big in hotel chains. Get a quote, quit your browser and visit major sites like CNN and espn and you'll see ads for the site you were on w/ a coupon code.
12points

#17

41 Americans Share The Loopholes They Found So Others Could Use Them Too
If you don't like the rental car given to you, tell them the brakes don't feel right and they will give you a new car. I think it's a huge liability if they don't give you a new car.
12points

#18

41 Americans Share The Loopholes They Found So Others Could Use Them Too
On Sundays you can park in Yellow commercial loading/unloading zones for free. I love parking in them when I am in downtown San Diego and people just look at me like I'm a tool.

Read your drivers manual.

TheBlackUnicorn:

I'm really impressed at how difficult people find it to read the rules and understand when/where/how much they have to pay to park in some areas.
I've seen people feeding meters at like midnight because I guess they can't be bothered to go read the sign that says when you have to pay. Likewise any area that says NO PARKING LOADING ZONE EXCEPT SUNDAY or 8AM-6PM you can basically just expect will be a free and open parking spot all night and all day Sunday that you can just take because people can't be bothered to read past "NO PARKING"
Edit: And another thing! One thing that sort of puzzled me for a while was about a year ago my city switched to these parking kiosks instead of meters. So where previously you would have to feed the meter, now you just find the nearest kiosk and put in your number plate. It's an advantage in one sense, now you can pay by credit card or cash. It's a huge disadvantage in other ways though, they took down all the signs that indicated 1. when you would have to pay and 2. the price, so in order to find out that information you have to park and find a kiosk. For a while I thought the city was taking a hit because the kiosks won't let you pay them unless you have to, so no more quarters from that pig-headed guy feeding the meter at 2AM, on the flipside it seems they probably make up for that because I've never gotten the damn things to charge me less than $1, and sometimes I don't need a dollar's worth of parking.
11points

Microwaves are another pain point in most households, but Violet has a trick for that too. Instead of scrubbing endlessly, she suggests steaming a bowl of water with a slice of lemon inside. The steam loosens all the gunk, and the lemon leaves a fresh scent behind. “You’ll be shocked how easily the dirt wipes away after just a few minutes,” she said. It’s simple, cheap, and way more effective than scraping at stuck-on stains.

#19

41 Americans Share The Loopholes They Found So Others Could Use Them Too
If you need to iron something while away from home, pull into any decent motel (Best Western Express) or similar, and ask the room cleaning ladies if you can use the irons or steamers for a few minutes. I've even showered and shaved for a 10 buck tip. The cleaning girls have never denied me out of the 5 or 6 times I've done that. Walk in like you own the joint.
11points

#20

41 Americans Share The Loopholes They Found So Others Could Use Them Too
This one is for New York residents. If you go to the Waldorf Towers hotel, walk to the end of the reception lobby and you'll find a bowl of the biggest, most juiciest apples ever. They're for paying residents only, so walking in from the main entrance just to grab one will reveal you to be a ruffian just out for a free apple.

This is what you will need to do: enter the Waldorf *Astoria* hotel, get the lift to the 44th floor, get out and walk clockwise until you find the Waldorf Towers lift, get in and head down to reception. Now you will emerge from the lifts looking like a paying resident, and you can grab an apple from the bowl and continue on your merry way. The whole process takes around 7 minutes, but it's so worth it for that apple.

p.s. I last did this several times when I was in NY back in 2010. The only thing I can't remember exactly is the number of which floor to get off - I think it's 44, but I'm not too sure. Regardless, when you're in the lift, select the floor on which all the ballrooms and banqueting suites are situated on - that's the floor which spreads over *both* the Waldorf Astoria and the Waldorf Towers, and thus has lifts for both hotels. Good luck, comrades.
10points
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