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“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners

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Buying a house is no small feat; it requires a lot of money, effort, and patience. New homeowners are often so focused on getting the property and moving into it that they may not realize all the other things that are also important for home ownership.
This list explores all of those tips and tricks that folks who just purchased a home should be aware of. Some are minor details that may escape attention, whereas others are important things to focus on so that settling into the new space is easy and comfortable.
More info: Reddit

#1

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Change the locks, same day you get possession. You have no idea who all has a copy of the key seller gave you.
36points

#2

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
1. Unless it’s an emergency situation, live in the house for awhile before making any changes. It takes a bit of time to figure out your routine in the house. Changes you thought would be a good idea when you first saw the house often times don’t make sense in the day to day.

2. Just because you see something on Pinterest doesn’t mean it’s a good idea in rl.
27points

#3

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Any project you start is going to be 10x longer than you think.

Dont buy cheap paint or paint brushes.

Make a list of things you need and write them down as soon as you think of them. You will still go to the hardware store a billion times.
27points

Buying a house can be a stressful and challenging experience. According to surveys, around 40% of Americans feel house buying was the most stressful thing they ever went through. People have even burst into tears and broke down at the thought of all the things needed when purchasing a property.

On the other hand, there is also a lot of excitement that comes with this entire process. At one point, a person’s emotions might be more toward fear and worry, and at other times, they might sway toward enthusiasm. This exciting energy can also be great during the home-buying process because it helps keep a person’s spirits up when they have to complete all the house-related tasks.

#4

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Go ahead and plant the plants you want to plant. Fruit trees, bushes, whatever you want, don't wait until you have the not-fun stuff done before you do the fun stuff. .
26points

#5

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
- Immediately stop looking at other listings. Unsubscribe from zillow or anything else that sends you pictures of houses.

- You will feel an emotional crash. Buying a house is so stressful and when you’ve finally got all the paperwork squared away and you’re moving your stuff in and you’re on cloud 9 picking out curtains…you will likely start to feel inexplicably bummed out. It’s a dopamine crash, it’s natural and normal just recognize it for what it is and get some good sleep and take care of yourself.

- Smoke a bowl, cig or cigar in your new place. Nobody can tell you what you to do in your own home. *YOUR OWN HOME! Wooot!*.
25points

#6

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
You are also buying your community and your commute.
23points

Becoming a homeowner involves a long list of decisions. People may have many criteria and sets of standards for how their house is supposed to be. Unfortunately, experts say that this is a common mistake people make by holding out for “unicorns.” Folks hope to get the most perfect house and end up missing out on other great opportunities.

It is, therefore, important to make sure the property you are looking at checks at least a majority of boxes that you have. If there are a few areas it falls short in, it’s best to figure out whether those things are very important to you or not. Always keep an open mind, do enough research, and talk to experienced people.

#7

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Find a way to make one extra payment a year and have it applied to the principle. (As long as there is no penalty).
20points

#8

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Do NOT rush to move in - clean and paint before you move in PLEASEEEEE. It is SO much easier than doing it after.
19points

#9

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Save more money than you think you will need for repairs. Like twice as much as you think you will need.
18points

As you’ve probably gleaned from this list, home ownership is full of sudden and unexpected things that you might have never prepared for. Things like leaky faucets, broken fences, creaky floorboards, and faulty power lines are all things you’ll observe when staying in your new place.

It’s important to try and stay on top of all of the maintenance work or else you’ll end up spending a lot of time and money on such things later on. It’s best to set aside 1% of your home’s value annually for any kind of emergency repair work. In the event of natural disasters, floods, or robberies, your homeowner’s insurance policy will help cover the costs.

#10

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Paint walls and refinish the floors before you move in. Especially the floors. I have all hard wood floors and am kicking myself for not taking care of it then.
18points

#11

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Learn where the main water valve in. It should be in your basement. Because when there is a leak, you’re gonna want to find that fast!

Have your boiler/water heater checked in the summer. Because when it’s cold in the winter and it get damaged or something is wrong, that is NOT the time time to have no heat in your home. Maybe now or maybe in September but definitely not in winter.

Check your roof to see if it’s good and for how much longer. There could be leaks into the attic when it rains and you don’t want to be something you don’t know. Once again, do this now and not during the rainy months.

Lastly I’d say, when it rains, check the basement for leaks/windows.
15points

#12

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Each season google “things homeowners should do in fall, summer, winter, etc.” go over the list and see if anything are an issue.

Otherwise remember homes are for living in, so take time to enjoy it. Congrats on your first home.
14points

Even though this list might make it seem like a lot of people are buying homes, the current housing market is actually very tough. Surveys show that around 67% of people feel that owning a home is an unrealistic thing for young folks.

Despite there being a lot of challenges and hurdles, around 48% of Millennials and Gen Z plan to purchase a property in the next five years. This is because owning a house is still considered to be a good investment and a way to have a sense of stability. Being able to afford the home itself is one of the biggest hurdles, but once it happens, it’s a wonderful accomplishment.

#13

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Realtor here. Take out a life insurance policy if you don't have one already. I have had clients die right after closing on their home and their surviving spouse (also on the loan) could not afford the payments and because in one case - it happened as they were in the middle of a major remodeling project- couldn't sell it for what was owed without finishing it. Which she also couldn't afford to do. So make sure you're good on life insurance.
14points

#14

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Optimize energy usage. Caulk windows, insulate attic, wrap the hot pipes, adjust the water heater thermostat, clean the air filters and ducts.

Most importantly though, locate your water main and buy a shutoff key if you don't have one.
14points

#15

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
With the age of the house, hopefully a sewer scope was part of the inspection.

You’ll have a few sleepless nights as you figure out what the normal noises vs abnormal noises are.

You’ll also have nightmares about things going wrong with the house (or losing your job and not being able to afford the mortgage).

The little things add up quick when it comes to furnishing, cleaning, and basic maintenance supplies.

Finding decent tradespeople who aren’t salespeople can be challenging.

Home Depot and Amazon will be your best friends and worst enemies for a while.

Eventually you’ll learn to prioritize projects and figure out what’s truly important because homeownership is a marathon not a sprint. Sometimes it’s okay to just live in the house for a while instead of being in a rush to do everything right away.
13points

Having your own home is one of the most exhilarating things possible. It gives you the opportunity to create a comfortable space for yourself. Although there may be challenges along the way, they will be made easier with patience, care, and, of course, the advice of the folks on this list.

What piece of advice do you agree with the most on this list? Let us know in the comments.

#16

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Nobody is on your side. Realtors and brokers make their living by selling/financing homes. The inspector they recommended is more concerned about the realtor hiring them again and may not look out for your own best interest; they hold no liability. Accept the free home warranty if they offer. Don't renew it.

K**b and tube wiring is hard to get insured in some areas.
13points

#17

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Stay calm. I had so much anxiety in my first year of home ownership, thinking that we bought a lemon and there was going to be some major repair that was going to bankrupt us. I spent so much time worrying about things that never materialized. Other commenters here are correct that you do need a good savings amount to cover for things and there will likely be some expensive repairs. But I so wish someone had grabbed me by the shoulders, looked me in the eyes and said, "it's going to be okay.".
13points

#18

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
I wish I knew how expensive furniture and decor is! Interior design is pretty hard to get right. I set too high expectations for myself and got burned out trying to make our home look nice.

Curtains for windows, even with DIY can cost hundreds of dollars per room. If you want to get a new dining table set, couch, or bed frame, get ready to spend thousands to buy something that will last long. I haven’t gotten around to buying rugs yet but those are a few hundred dollars each too…

Either get ready to set aside a big chunk of money for decorating, or accept that you can live with a more humble home with the basics.
12points

#19

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
If possible, see if you can get *documentation* of when the roof was replaced (for insurance and warranty purposes).

I’m having an issue right now with my insurance company, because my disclosure said the roof was replaced in 2001 and my insurance company is going to want me to replace it.

However, several roofers have said some of the parts on my roof were manufactured in 2014 and Google Maps confirms that my house has a different roof in 2014 than it did in 2011. But that’s not good enough for my insurance company and the previous owner is completely useless and won’t give me the name of the previous roofing company.
12points

#20

“Change The Locks”: 30 Tips From Old Homeowners For New Homeowners
Put yourself in the places you don't want to go. The attic. The crawlspace. Check it out or pay someone to go into those spaces and make absolutely sure that everything is the way it should be. Find out someone who does meticulous inspections and pay whatever you need to pay to find out everything before that house becomes your responsibility.
12points
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