Hey Pandas, I Turned 18 A Few Days Ago! Do You Have Any Advice For Me?

Get yourself vaccinated (if you're not already). Continue to wear a mask until the world has a real handle on this. Do these two things and you'll live to follow all of the advice being offered to you. Happy birthday - and many, many more!

You’re legally old enough to get credit cards on your own. Don’t be in a rush to get them. Start off with a small card at a local store or one of the mall stores. One that you can use, but not frivolously abuse. Slowly build your credit before you go for the big cards. Learn to budget and pay your bills on time. Discipline can be very hard when it comes to finances. Don’t be afraid to ask for help or take a budgeting class. Don’t be in a rush to make big purchase either. Like get a decent vehicle, but not necessarily brand new. Save and plan for unexpected bills if possible. You got this! Take slow deep breaths, take your time, and never be afraid to learn and research before you act. Good luck and I hope you do well growing into an adult and life.

never borrow, especially from family and friends. If its essential, make sure you pay it back.

DON'T START SMOKING!!! I did almost 30 years ago and it's the biggest regret of my entire life. Been trying to quit for 2 years and it's just not working.

Time is always the enemy. Always stay ahead of the curve.

I'm sorry for being the one telling you this but you can't undo it 🙏🏼

Drink, Party have fun, you’ll regret it if you don't. Spend some time behind a bar, you'll learn a lot about people. The best advise comes from people who have tried hard and failed not the ones that always have success.

The only one of these that really works out no matter what you do is money management. You have to have good skills for that. And right now, at your age, saving money is nearly impossible. But it is doable. I strongly suggest the "set it and forget it" model. That involves something akin to a money market account with just one seriously large deposit. Seriously though, talk to a money manager (not necessarily a banker).

Make the most of your life. Don't stay in one place too long. Peaceful = Boredom. Find your why. Know when to step back and just try not to be an asshole. Exciting times ahead. :-) Best of luck!

Don't believe anything you are told, or taught until you have done your own thorough research. Many things we accept now as proven facts were once considered nonsense, people defend their ideas, often to the death. Apply the scientific method to everything and make up your own mind.

Since you are going to college, join campus clubs of people who are different from you in skin tone and orientation. Learn their experiences and listen!
As far as voting, take your top 2 concerns affecting you now and vote accordingly. There are elections every 2 years so you can always change your mind and each vote has the potential to affect you in short term order. Learn to tell the difference between biased sources and peer reviewed reports that state facts.
#1 Don't go out alone. Preferably with a group. Take self defense and keep those skills refreshed.

Start a 401K.
Vote Republican.
Don't listen to the mainstream media!