I'll admit – I sometimes fall victim to the spending bug. Online shopping makes it especially easy to buy things on a whim, which, if you don't have a lot of self-control, can become a pretty bad habit over time.
The rate at which Americans are saving up for the future has been decreasing lately. The personal savings rate jumped incredibly high during the pandemic, with people staying at home and not spending money and all. So we might still be seeing consequences today.
Still, advice from frugal people never hurt anybody. That's why we're bringing you some money-saving tips from two threads online. In one, people shared the frugal choices that were absolutely worth their time. In another, they revealed which ones are actually a huge waste of time.
#42
1 liter bottles of high end shampoo and conditioner at TJMaxx -$20 but they last over a year.
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13points
#43
Making homemade butter from heavy cream in my mixer. I found I still needed to use store bought butter in my baking and some main dish recipes. It tasted great but it didn't save any on the grocery bill.
11points
#45
Taking public transportation to and from work.
7points
While exploring ways to manage our spending habits effectively, it's worth noting that certain seemingly mundane activities can offer unexpected insights. Similar to how scrolling through uninteresting content can provide a surprising sense of curiosity and calm, some spending habits, although seemingly trivial, might serve as a form of mental relaxation or escape from stress.
Understanding the link between engaging in such activities and their impact on our cognitive states can be further explored through the phenomenon of immersing oneself in seemingly mundane yet strangely captivating content.
