People Share 30 Money-Saving Life Hacks That Seem Small But Really Work

I do a thing I call "piggybacking". As much as possible, I only drive when I can hit two spots on one road trip. If I need to go to Costco, I wait until I also need to a)stop at whole foods to drop off an Amazon return, b)pop into home Depot for a needed tool, or c) visit the library. A road trip that is 10 miles round trip seems short, but if you do the math, using the federal rate for mileage, which accounts for wear and tear, that's a $6.55 trip. Why would I spend that twice when I can spend it once, AND help the environment?

Put warm socks and a sweater on before turning up the heat.

When you see something you want on Amazon (or Sephora or any other online shopping), put it on a wish list and do t look at it for 48 hours. 98% of the time you won’t go back to buy it.

mozzarellafitzgerald: Similarly, if I get an email telling me about a sale, I immediately delete it, and I almost always forget about it completely

When any container seems empty I used to throw it away. Now I cut it open and get 4-5 more uses out of it. The amount of shampoo I was wasting was shocking.

Every few days, I take stock of the odds and ends in my freezer and fridge, and I come up with ways to incorporate into meals.

A favorite way to deal with random veggies is to make a stir fry.

A favorite way to deal with random bits of bread is to freeze them and make bread pudding when I’ve accumulated enough.

I rent DVDs and stream shows through the library instead of having a streaming service subscription. Each month I go through rotten tomatoes and make a list of things I want to see, then request them from my library. It meets my needs, and saves me roughly $30 a month.

We started saving lots of money during the pandemic when we used Walmart grocery pickup. I buy a lot less when I’m not wandering the aisles, and I stick to a meal plan that I then select through the app.

I learned that I can use half, or even a quarter as much shampoo, toothpaste, body wash, hand soap, than I used to. It’s a very little thing, but I really do think it adds up especially because when I go to CVS or Walgreens to get shampoo, I always end up getting a bunch of other c**p I don’t need.

Carry tea bags with me to school. It's $1 for a cup of tea, but $0 for a cup of hot water. If I get tea on campus 3x a week for a 14 week semester that's $42 (minus the cost of the tea bags I bring) I can save each semester.

Off campus food is a whole other thing, though.

Selling things we don't use. Selling a $10 item here and there really does add up. It takes pretty low effort and we save the money for vacation. The benefit of less stuff is even better than the money to be honest.

Not eating meat at every meal has really saved a significant dollar amount for me. Also, challenging myself to recipes with like 2-4 ingredients so I buy less overall. I don’t sacrifice a good meal either, I know how to make it taste good.

I pay with everything using cash back credit cards and pay my statement in full every month.

I only buy out-of-season clothes. I have a $700 coat that I bought brand new for $100, and it will last me for life with proper maintenance. Helps, too, that I'm a man. We don't really do fashion trends, lol

I stopped buying everything in bulk.

We would make ourselves use up the bulk item before it went bad, the kids would eat through their snacks because there's so many, or sometimes we couldn't go through it fast enough.

Now I decreased the amount of items I buy in bulk, and I get smaller portions even if they're slightly more expensive. The kids' eat more food than snacks, we have more variety and less goes bad.

Oddly, the amount of I spend on food decreased.

When I feel like having something sweet, which is often, I make a mug cake (~$0.36 each) instead of going out and spending $7 on ice cream

When something you use regularly is on sale, stock up. My family likes to make Starbucks espresso at home and a small bag is now $10. When it’s back on sale to it’s precovid i buy 2 or more extra and start to build up a stock pile. Eventually a lot of the foods you use you will have so your weekly bills will be fresh foods.

I'm based in the US.
1. Buy your cellphone outright (not Apple) and then use a prepaid month to month plan
2. Cloth napkins and swedish dishcloths instead of paper towels - this has saved us a lot!
3. Go easy on the gas pedal
4. Take stock of the pantry and freezer and menu plan around what is already on hand.
5. We have a toddler in diapers. We just aren't cut out for cloth diapers. In our area, the Target diapers are the best value and if you buy $100 worth, they'll often give you a $20 gift card back.
6. Last year I made $1600 by churning checking account and credit card bonus offers. Only do this if you understand credit ratings and are responsible enough to not let a credit balance accumulate, though!
7. We make our own laundry soap. About $3 for a three month supply - only takes me about 10 minutes to make a batch. Also, line drying.
8. I only buy the exact same socks. When one gets a hole, the other still has a match! Also saves time because I don't have to match 20 different pairs of socks every time I wash them.
9. Drink water at restaurants; skip dessert and appetizers
10. Keep nuts or other protein-rich snacks and water in my car.
11. Aldi, baby!
12. Rotate between streaming services so we only pay for one per month.
13. Use the library, or buy used books from Abe.
14. High interest checking and savings accounts
15. I'm not a sweaty person and I work a desk job - some garments can be worn multiple times between washings.
16. Buy high quality garments second-hand on Poshmark or at the thrift store

1) Using the library- they have low cost Internet access, magazines, study areas and info sharing for community activities. We pay for public libraries with tax money so in reality you're using something you already paid for....

2) Brewing coffee and tea at home. BTW many people give away coffee and tea pots when they upgrade to new ones. I.e. you can get a free coffeemaker if you can't afford one.

3) Yard sales and Estate Sales- pennies on the dollar pricing. Also most Estate sales are done on a short time limit, meaning you can haggle and most will take Best Price Offered. A good way to get a used vehicle, as many retirees barely use their cars & the vehicles get sold to resolve estate debts.

Never order anything but water to drink when dining out. I don’t have any idea how much I didn’t spend, but I’m 64 so I imagine it’s got to be in the thousands by now. I also carry my water bottle or ask for free tap water if I’m going somewhere that sells bottled water.

I once was at the cafe at an aquarium. I got free tap water with my sandwich. I saw a family with 3 kids eating lunch at a nearby table. They had 5 bottles of water that they paid for. $3 each. And nobody finished drinking theirs, they threw away most of it and all that plastic. $15 just for water! They could have had free water, or one bottle and 5 free cups.

Vinegar as fabric softener. It's cheaper to buy a gallon of distilled white vinegar, it's better for your machine, and it's better for your clothes. Takes only about 1/4-1/2 cup in the liquid softener dispenser. No smell, clothes feel less "coated", and it has significantly reduced the amount of mildew/musty smell in our washer.

Eta: our towels absorb waaaay more water now too!